The Inside Track on How Insurance Companies Handle Commercial Trucking Accident Claims

If you've been involved in a commercial trucking accident, one of the first entities you're likely to encounter is the insurance company. Understanding how insurance companies handle these claims can help you navigate this challenging process more effectively. 

The Insurance Company's Approach to Claims

Commercial trucking accidents typically involve considerable damage and potentially severe injuries, leading to large claims. Hence, insurance companies often approach these cases with an aim to minimize their payout. 

Once a claim is made, the insurance company starts an investigation. They may collect statements from involved parties, gather evidence from the accident scene, review medical reports, and more. Based on their findings, they'll determine their insured party's liability and estimate the claim's worth. 

It's crucial to understand that the insurance company is not on your side. They are businesses aiming to protect their financial interests. Their initial settlement offer is typically lower than what you may rightfully deserve.

The Value of an Attorney in Your Corner

Having a personal injury attorney represent your interests can make a significant difference in your claim. They can help you understand the worth of your claim, taking into account all damages such as medical bills, lost wages, pain, and suffering. 

Your attorney can also handle communications with the insurance company, protecting you from tactics that could undermine your claim. They will negotiate on your behalf, seeking to secure the best possible settlement for you. If negotiations are unsuccessful, they can represent your interests in court.

Navigating the Legal Process: What to Expect

Once you've hired an attorney, they'll start by collecting all relevant information about the accident. This includes understanding the sequence of events, reviewing medical records, and gathering evidence.

Your attorney will then file a claim with the insurance company on your behalf and handle all subsequent communications. They'll negotiate with the insurance company, aiming to secure a fair settlement for your damages. If these negotiations don't yield a satisfactory result, your attorney will prepare your case for trial. 

Keep in mind that every case is unique, and timelines can vary. Regular communication with your attorney is essential to understanding each step of the process.

Need Assistance with a Trucking Accident Claim?

Understanding how insurance companies handle commercial trucking accident claims can seem daunting. But with the right legal guidance, you can navigate this process confidently.

If you're dealing with a commercial trucking accident in Atlanta, our experienced team of attorneys is ready to support you. Visit our "Lawyers page" to learn more about how we can help. Let us take the reins of the legal process while you focus on your recovery. Contact us today!