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Analyzing the Impact of Insurance Company Delay Tactics on Commercial Trucking Accident Settlements

July 25, 2023

In the aftermath of a commercial trucking accident, dealing with insurance companies often becomes a necessary step for victims seeking compensation for their losses. It's important to be aware that, unfortunately, these companies sometimes employ delay tactics. Understanding how these tactics work and their potential impact can help you navigate the settlement process more effectively.


Understanding Delay Tactics 



Insurance companies are businesses with their own interests to protect, and one way they might do so is through delaying claims. These delay tactics can take various forms. For instance, they might include excessive requests for paperwork, repeated queries for additional information, or even simple unresponsiveness. 


The goal of these tactics is twofold. Firstly, they aim to discourage claimants, in the hope that they might accept a lower settlement just to conclude the process. Secondly, they might be hoping to draw out the process until the statute of limitations expires, effectively barring the claimant from filing a lawsuit.


The Impact of Delay Tactics


The impact of these delay tactics can be significant. For the victim of a commercial trucking accident, the delays can exacerbate an already stressful situation, prolonging their financial uncertainty and impeding their recovery. Delays can also complicate the legal process. For instance, if the insurance company delays until the statute of limitations is close to expiring, the claimant might be rushed into filing a lawsuit without adequate preparation.


The Benefits of Hiring an Attorney


To effectively navigate this landscape, it can be extremely beneficial to hire an attorney. An experienced attorney can help identify and counteract these delay tactics. They can ensure that your claim is being processed in a timely manner, that your legal rights are protected, and that you're not pressured into accepting an unfair settlement. 


What to Expect During the Legal Process 


The legal process following a commercial trucking accident typically begins with filing a claim with the at-fault party's insurance company. If the insurance company employs delay tactics or denies the claim, you may choose to file a lawsuit. Having an attorney can be especially helpful at this point. 


If the case goes to trial, the attorney will present your case, and the court will decide on the matter. However, at any stage of this process, settlement negotiations can continue. A successful negotiation can result in a fair settlement without the need for a trial.


Finding The Top Personal Injury Lawyers in ATL


Facing an insurance company's delay tactics can be daunting. But you don't have to navigate this process alone. For legal support that will advocate for your best interests and work diligently to secure a fair and timely settlement, please visit the "Lawyers" page on this website. 


Having an experienced attorney by your side can make all the difference, ensuring that you are compensated fairly for your losses and helping you move forward from this challenging situation.


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